About Me

I am an assistant professor at the University of Virginia’s McIntire School of Commerce. My research lies at the intersection of household finance and public policy. Some of my research uses consumer protection policies as natural experiments, to learn how consumers use information and thus respond to regulations. Other research works with regulators to design new interventions that I then evaluate with randomized controlled trials (RCT). For example, my co-authors and I developed low-cost, online financial interventions that saved consumers millions while shopping for loans. Much of my current research asks whether psychological states such as stigma present barriers that stop consumers from accessing the financial safety net.

Prior to starting at UVa, I was a postdoctoral researcher in household finance at the NBER. I received my PhD in finance from UC Berkeley's Haas School of Business. Before Berkeley, I worked in the Bank of Canada's Regulatory Policy Division and did my undergraduate degree at McGill University in Economics.